A dynamic plan adapts as markets move and life events occur. Regular monitoring and timely adjustments keep you on track to meet goals while managing risk.

Review Cadence🔗

Set a cadence for reviews: quarterly for performance checks and annual deep-dives to reassess goals and strategy.

• Quarterly: performance vs benchmarks, small rebalances.
• Annually: goals, tax strategy, and risk tolerance reassessment.
• Major Life Events: immediate review after job changes, inheritance, or large expenses.

Rebalancing🔗

Rebalancing restores your portfolio to target allocations—either on a schedule or when drift exceeds thresholds. It helps lock in gains and maintain your intended risk profile.

Stress Testing & Alerts🔗

Use scenario analysis and stress tests to understand potential drawdowns and recovery times. Set alerts for large allocation drifts or when drawdown thresholds are breached.

Finster’s Role: Automate performance reports, schedule reminders for rebalancing, and run “what-if” scenarios to see how changes affect your path to goals.